> For the complete documentation index, see [llms.txt](https://docs.xft.finance/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.xft.finance/idn/use-cases/north-carolina.md).

# North Carolina

Problem \
Visa/Mastercard fees. Micropayments.

Credit and Debit Card ‘Swipe’ Fees Hit New Record of $187.2 Billion
\
<https://merchantspaymentscoalition.com/credit-and-debit-card-swipe-fees-hit-new-record-1872-billion-driving-prices-american-families>

Pennsylvania SNAP benefits halted due to government shutdown
\
<https://www.cbsnews.com/pittsburgh/news/pennsylvania-snap-benefits-government-shutdown/>

Solution \
Zero-fee instant payments for highway toll pay via prepaid NC cards. Automated execution of payment flows.

COUNTERPARTIES

NCUSD [0x53e84E18A2885463f791d3E295c63C82a79a2A67](https://xft.finance/ncusd)

RESOURCES

[NC Quick Pass](https://www.ncquickpass.com/)

[Albemarle Kings Mountain](https://www.albemarle.com/us/en/kings-mountain)

[North Carolina utility companies](https://publicstaff.nc.gov/north-carolina-major-utility-companies)