> For the complete documentation index, see [llms.txt](https://docs.xft.finance/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.xft.finance/idn/xft-token-service.md).

# XFT Token Service

XFT Token Service generates TANs for legacy and blockchain payment rail interoperability. This means users can send stablecoins to a wallet using, for example, the associated ABA RTN. It is also used for onchain bank account creation.