# FLUSD WHY FLORIDA DIGITAL DOLLAR? \ Instant zero-fee 24/7/356 zero fee global payments for airports. Streamlined data and information management for smart cities. Automated execution of micropayment flows given a license plate number for tolls via prefunded SunPass accounts. No $38B in Visa/Mastercard debit card swipe fees on recurring utility bill pay for Duke Energy, Florida Power & Light. No $188 billion in swipe fees for Florida businesses, smart cities. No invested asset-driven liquidity risk for Florida insurers during flu+hurricane season via atomic/programmable composability with XFT tokenized equities. Internet-native collateral mobility and less tax drag than an ETF. Florida Digital Dollar (FLUSD)\ [0xe9f8063c0e987a487D886A021778379B52237A5f](https://sepolia.arbiscan.io/address/0xe9f8063c0e987a487D886A021778379B52237A5f) PROBLEM Visa/Mastercard fees. ETF capital gains tax drag via heartbeat trades. Hurricane + flu season for insurers. Invested-asset driven liquidity risk to meet claim obligations. Lack of municipal financing demand for infrastructure. Single point of failure for Florida hospital payment systems. Visa/Mastercard fees on chargebacks + recurring bill pay for Florida Power & Light/Duke Energy utilities. SOLUTION Florida Digital Dollar. Instant zero-fee 24/7/356 zero fee global payments for MCO airport, cargo billing. Streamlined data and information management for smart cities. Automated execution of micropayment flows given a license plate number for tolls via prefunded SunPass accounts. No $38B in Visa/Mastercard debit card swipe fees on recurring utility bill pay for Duke Energy, Florida Power & Light. No $188 billion in swipe fees for Florida businesses, smart cities. No invested asset-driven liquidity risk for Florida insurers during flu+hurricane season via atomic/programmable composibility with XFT tokenized equities. Internet-native collateral mobility and less tax drag than an ETF via stable $1 USD price. Yield-bearing collateral for borrowing and lending via Florida General Revenue Fund. Blockchain-payment system for hospitals to decrease total attack surface via distributed nodes. Zero-fee utility bill pay. Chargeback flows over blockchains. RESOURCES [MCO Airport](https://flymco.com/airport-business/finance/) [Life Insurers’ Role in the Intermediation Chain of Public and Private Credit to Risky Firms](https://www.federalreserve.gov/econres/notes/feds-notes/life-insurers-role-in-the-intermediation-chain-of-public-and-private-credit-to-risky-firms-20250321.html) [Credit and Debit Card ‘Swipe’ Fees Hit New Record of $187.2 Billion](https://merchantspaymentscoalition.com/credit-and-debit-card-swipe-fees-hit-new-record-1872-billion-driving-prices-american-families) --- # Agent Instructions: Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter: ``` GET https://docs.xft.finance/learn/case-studies/flusd.md?ask= ``` The question should be specific, self-contained, and written in natural language. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.