> For the complete documentation index, see [llms.txt](https://docs.xft.finance/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.xft.finance/learn/case-studies/pix.md).

# Pix

Brazil Central Bank’s objectives for using the PIX payments are:

* To increase the speed at which payments or transfers are made and received.
* To enhance competitiveness and market efficiency.
* To lower costs.
* To increase security.
* To improve the customer experience.
* To promote financial inclusion.

<figure><img src="https://960155864-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FVw4YaRvQtCLcdva1K37V%2Fuploads%2FxNNY6WMfFuCHiIDKt3D7%2Fimage.png?alt=media&amp;token=f04972f6-ca6e-404f-9b8a-084cce1d25eb" alt=""><figcaption></figcaption></figure>

RESOURCES

<https://fastpayments.worldbank.org/sites/default/files/2022-05/Brazil_Pix_Case_Study_May_2022_0.pdf>

<https://www.elibrary.imf.org/view/journals/002/2023/289/article-A004-en.xml>

<https://docs.oracle.com/en/applications/jd-edwards/localizations/9.2/eoabz/understanding-pix-payments.html>

<https://docs.oracle.com/cd/G27931_01/um_docs/User%20Manual%20Oracle%20Banking%20Digital%20Experience%20Corporate%20Payments.pdf>