> For the complete documentation index, see [llms.txt](https://docs.xft.finance/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.xft.finance/learn/flows/payments/credit-card/card-txn-scenarios.md).

# Card txn scenarios

* [Scenario 1: Authorization with Settlement](https://docs.galileo-ft.com/pro/page/scenario-1-authorization-with-settlement) — Cardholder adds a tip to a bill at a restaurant. One authorization with one settlement
* [Scenario 2: Preauthorization with Completion](https://docs.galileo-ft.com/pro/page/scenario-2-preauthorization-with-completion) — Cardholder pumps gas. One preauthorization and one completion
* [Scenario 3: Incremental Authorizations](https://docs.galileo-ft.com/pro/page/scenario-3-incremental-authorizations) — Multiple authorizations and one settlement
* [Scenario 4: Reversal on Authorization Before Clearing (Mastercard)](https://docs.galileo-ft.com/pro/page/scenario-4-reversal-on-authorization-before-clearing-mastercard) — Mobile wallet purchase with full reversal. Authorization and its reversal before clearing
* [Scenario 5: Reversal on Preauthorization Before Clearing (Visa)](https://docs.galileo-ft.com/pro/page/scenario-5-reversal-on-preauthorization-before-clearing-visa) — Attempted gas purchase with full reversal. Preauthorization and its reversal before clearing
* [Scenario 6: Refund After Clearing (Visa)](https://docs.galileo-ft.com/pro/page/scenario-6-refund-after-clearing-visa) — Home improvement store purchase with partial refund. Authorization and its refund after clearing
* [Scenario 7: Refund After Clearing (Mastercard Banknet)](https://docs.galileo-ft.com/pro/page/scenario-7-refund-after-clearing-mastercard-banknet) — Cash-app transfer with full refund. Authorization and settlement with merchant credit
* [Scenario 8: Partial Reversal on Authorization](https://docs.galileo-ft.com/pro/page/scenario-8-partial-reversal-on-authorization) — Ride-share service. Authorization and partial reversal
* [Scenario 9: Merchant Credit (Mastercard Banknet)](https://docs.galileo-ft.com/pro/page/scenario-9-merchant-credit-mastercard-banknet) — Return of a gift. Merchant credit
* [Scenario 10: Merchant Credit (Visa)](https://docs.galileo-ft.com/pro/page/scenario-10-merchant-credit-visa) — Home improvement store purchase with merchant credit. Preauthorization over Mastercard Banknet with merchant credit over Visa Interlink
* [Scenario 11: ATM Withdrawal](https://docs.galileo-ft.com/pro/page/scenario-11-atm-withdrawal) — Balance inquiry plus withdrawal plus program fee
* [Scenario 12: ATM Reversal](https://docs.galileo-ft.com/pro/page/scenario-12-atm-reversal) — Reversal of a duplicate authorization
* [Scenario 13: International Authorization](https://docs.galileo-ft.com/pro/page/scenario-13-international-authorization) — Retail purchase in Brazil. Authorization plus settlement
* [Scenario 14: International Reversal](https://docs.galileo-ft.com/pro/page/scenario-14-international-reversal) — Retail purchase in Spain. Authorization plus partial reversal
* [Scenario 15: Tokenization Authorization](https://docs.galileo-ft.com/pro/page/scenario-15-tokenization-authorization) — Cardholder installs a meal-delivery app and the app validates the card in the cardholder's mobile wallet
* [Scenario 16: Settlement Without Authorization](https://docs.galileo-ft.com/pro/page/scenario-16-settlement-without-authorization) — The merchant does not clear a transaction until after it has expired in the Galileo system
* [Scenario 17: Card Load (Maestro)](https://docs.galileo-ft.com/pro/page/scenario-17-card-load-maestro) — Drive-share worker receiving payment as a Maestro load
* [Scenario 18: Real-Time Funding](https://docs.galileo-ft.com/pro/page/scenario-18-real-time-funding) — A cardholder with a corporate spend card makes a purchase, and the funds are transferred real-time into the account before authorization
* [Scenario 19: Force Post](https://docs.galileo-ft.com/pro/page/scenario-19-force-post) — A merchant does not obtain authorization for a purchase and then force-posts the transaction.
* [Scenario 20: Card Load Reversal (Maestro)](https://docs.galileo-ft.com/pro/page/scenario-20-card-load-reversal-maestro) — A cardholder receives payment from employer but the funds are reversed.
* [Scenario 21: Card Load (Visa)](https://docs.galileo-ft.com/pro/page/scenario-21-card-load-visa) — A cardholder receives a payment from a payday loan app.
* [Scenario 22: Card Load Reversal (Visa)](https://docs.galileo-ft.com/pro/page/scenario-22-card-load-reversal-visa) — A cardholder receives payment from a peer-to-peer cash app, but the funds are soon reversed.
* [Scenario 23: Account Funding Transaction](https://docs.galileo-ft.com/pro/page/scenario-23-account-funding-transaction) — A cardholder pulls funds into their credit-builder account on another platform.
* [Scenario 24: Recurring Transaction](https://docs.galileo-ft.com/pro/page/scenario-24-recurring-transaction) — A cardholder has a monthly subscription to a streaming video service, paid through a mobile wallet.
* [Scenario 25: ATM Card Load (Allpoint)](https://docs.galileo-ft.com/pro/page/scenario-25-atm-card-load-allpoint) — A cardholder feeds cash into an Allpoint ATM to load onto a card.