> For the complete documentation index, see [llms.txt](https://docs.xft.finance/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.xft.finance/learn/flows/payments/p2p-lending.md).

# P2P Lending

P2P banking

<figure><img src="https://960155864-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FVw4YaRvQtCLcdva1K37V%2Fuploads%2FoQmcvL9YOvh9uAxo4jFN%2Fimage.png?alt=media&amp;token=20a703bf-94f7-4d59-b6bf-eb224df9692d" alt=""><figcaption></figcaption></figure>

Traditional banking&#x20;

<figure><img src="https://960155864-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FVw4YaRvQtCLcdva1K37V%2Fuploads%2FgoFwW7MlYmnIKUUUgShw%2Fimage.png?alt=media&amp;token=02be7201-a4e6-47b4-817f-0dd7a02997b7" alt=""><figcaption></figcaption></figure>