> For the complete documentation index, see [llms.txt](https://docs.xft.finance/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.xft.finance/learn/flows/payments/tch.md).

# TCH

[ACH](https://www.theclearinghouse.org/payment-systems/ACH) \
ACH provides safe, efficient and cost-effective processing of electronic transactions in a batch environment.\
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[CHIPS](https://www.theclearinghouse.org/payment-systems/CHIPS) \
CHIPS is the largest private sector USD clearing system in the world, clearing and settling $1.5 trillion in domestic and international payments per day.\
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[Image Exchange](https://www.theclearinghouse.org/payment-systems/image-exchange) \
This industry utility allows financial institutions of all sizes to exchange check images in the most efficient and cost-effective way.\
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[RTP<sup>®</sup>](https://www.theclearinghouse.org/payment-systems/rtp)\
RTP is built for all U.S. financial institutions with 24x7 immediacy, certainty, and bank-grade security that are required in a new payments rail.

### Services

[TCH Token Service](https://www.theclearinghouse.org/payment-systems/TCH-Token-Exchange) \
TCH Token Service is a service to manage token issuance and authentication for mobile and ecommerce transactions.\
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[UID Lookup](https://www.theclearinghouse.org/uid-lookup) \
Search by CHIPS Universal Identifier (UID#), by BIC/SWIFT, or by UID name. Refine your search by city or country.