Push to Card

Push to Card is a 24/7 payment rail that lets you send funds in near real time from a XFT account to a beneficiary's eligible Visa, Mastercard, Amex debit card or reloadable prepaid card.

A push payment is an original credit transaction (OCT). An OCT occurs when a business or an individual pushes, or sends, funds to a beneficiary’s 16-digit card number. It provides the beneficiary with access to the funds in 30 minutes or less.

When to use Push to Card

• Insurance claims: Issue instant claim reimbursements, billing refunds, and annuity payouts to policyholders.

• Gig worker payments: Pay gig workers instantly without their sensitive banking details.

• Telecom promotions: Offer financial incentives that entice mobile users to switch from competitors’ phone plans.

• Government disbursements: Disburse government payments to beneficiaries, including Social Security, unemployment, and disability.

• Marketplace payouts: Send payouts to marketplace sellers’ debit cards.

• Airline payments: Make payments to recipients for lost baggage, employee compensation, and more.

Why use Push to Card

• Consolidation: A supplement to a payments agenda that lets you see everything from a single XFT account.

• Coverage: A nearly ubiquitous solution that lets you cater to those with Visa and Mastercard debit cards and reloadable prepaid cards.

• Speed: Typical fund availability for cardholders in near real time with a payment network service-level agreement of 30 minutes in supported markets.

• Ease of use: The ability to identify beneficiaries through a 16-digit card number and expiration date rather than lengthy bank account and routing numbers.